I had full coverage on my home with Safeco Insurance. A pipe burst inside my bathroom and for 3 days the house soaked with water running throughout the house. From the beginning, their adjusters had no intention of being fair.They figured out how much I had paid in Premiums and that is what they wrote me a check for. You cannot renovate a house for $17,000.
Then the house suffered a structural failure where a structural beam under stress bent. Safeco sent over Rimkus Engineering to inspect for the cause of the failure. All they were doing was looking for a way out of the claim. This clown did not have any supporting data to prove that waater from an outside area caused my house to shift. I hired an Engineer and he looked and found the beams that had bent and supported the data 100% using Servepros data. The beam had a moisture content of 40%. Smoking gun.
Long story short, Safeco even denied my loss of use for 9 months and the Ms Insurance commission is worthless. The total damages to my house is easily $65,000. I have so far only received $39,500. I have spent $47,000. The house is not finished
Thanks for nothing Safeco. I will never own another Homeowners Policy . Why pay for a Policy if they will not honor the Policy.
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